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| At Informed Credit Solutions we strive to bring you the best financial services, products and information to keep you ahead of the curve when it comes to your credit. No matter Where you are financially, we’re here to help. Please email us with any questions or with any comments on how we can serve you better. | ||||||||||||||||||||||||||||||||||||||||||||
BAD CREDIT LOANS |
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| Click Here for a directory of lenders that are dedicated and qualified to help you find the right kind of loan that is beneficial for you with your bad credit record. There are many companies that understand that situations occur that are beyond your control. They also know that people who face these obstacles are generally good people who are trying to overcome their financial hardships and secure their financial future. These companies specialize in a variety of bad credit loans, including personal loans, home loans, auto loans, debt consolidation loans and more. | ||||||||||||||||||||||||||||||||||||||||||||
BAD CREDIT CARDS |
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| Click Here for a directory of lenders that provide credit cards for those of you with a bad credit history. These lenders have the option of offering you the opportunity to acquire an unsecured, low interest rate credit card that will assist you in rebuilding your credit rating. Make that first step in improving your credit rating, and learning to manage your spending. | ||||||||||||||||||||||||||||||||||||||||||||
BAD CREDIT PERSONAL LOANS |
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| Click Here for a directory of lenders who are prepared to consider offering you a personal loan, even with your blemished credit history. These personal loans are intended for people who have fallen into the trap of financial difficulty. You do have options available to you. This group of lenders is dedicated to helping you create the financial stability you deserve. Take advantage of a bad credit personal loan today. | ||||||||||||||||||||||||||||||||||||||||||||
BAD CREDIT HOME LOANS |
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| Click Here for a directory of lenders that provide home loans to people with bad credit. You don't have to wait until your credit is "just right" to get a home loan. In fact, our group of lenders specialize in matching you with a home loan that is "just right" for you. It is true, you may have to start off with a higher interest rate; however, you could always refinance. So, don't wait another day to pursue that dream of owning you own home. Find out what our dedicated lenders are able to offer you. | ||||||||||||||||||||||||||||||||||||||||||||
BAD CREDIT DEBT CONSOLIDATION |
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| Click Here for a directory of debt consolidation companies who will help relieve your debt stress. Anyone who is in debt understands the overwhelming stress of bills, especially bills you simply cannot pay. For whatever reason, your income has temporarily been reduced or eliminated and has caused you severe financial hardship. There is help out there that can reduce your monthly debt almost in half. This may seem impossible, but the companies you will be introduced to are determined to bring relief to your life, and help you rebuild a stable financial future. | ||||||||||||||||||||||||||||||||||||||||||||
Bad Credit - Do You Have It? |
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| InformedCreditSolutions.com is ready and dedicated to help you rebuild your credit. Bad credit can literally run havoc on all areas of your life, your health and your relationships. Take the first step to take control back on your life. Let us help you take that control back by contacting us today. | ||||||||||||||||||||||||||||||||||||||||||||
| What exactly is Bad Credit? | ||||||||||||||||||||||||||||||||||||||||||||
Unfortunately, bad credit is a term that lenders use to describe all too many people who have fallen upon financial hardship. It is a term that can literally affect all aspects of our lives. This may sound crazy, but the term bad credit keeps us from obtaining the money needed for the things we want and need for our lives. Now, that we know what the term means to those that actually have bad credit, here it the technical meaning of the term. Bad Credit is a negative rating that is given by credit reporting agencies. |
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| How is a negative credit rating determined? | ||||||||||||||||||||||||||||||||||||||||||||
| Although there are a number of factors used to determine a negative credit rating, non-payment of an account or late payments, is the most common factor. Unfortunately, the credit rating does not take into consideration the fact that people are experiencing financial hardships. However, many lenders are willing to work out a payback plan, as long as you contact them and tell them the situation. | ||||||||||||||||||||||||||||||||||||||||||||
| What do lenders look for when determining if you have bad credit? | ||||||||||||||||||||||||||||||||||||||||||||
You may be considered to have “bad credit” if one or more of the above are listed in your credit records. Although you may have been labeled with the “bad credit” term, many lenders tend to look at your overall creditworthiness. This means that you may be considered to be a trustworthy applicant, in spite of your credit score. How do lenders determine if you could be a trustworthy applicant? |
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| Lenders usually will take into consideration all of the following. They may consider why you were late on a loan or how many of the following were a factor when determining your credit score. | ||||||||||||||||||||||||||||||||||||||||||||
Taking control of your financial future is the first step to taking complete control of your life. Once you have been labeled a bad credit risk, whether it is a temporary financial hardship or not, you have lost your ability to make decisions for your own money. Whether you suspect you have bad credit or not, it is important to know your credit score and obtain a credit report at least once a year. You can get your three free credit reports once a year. Or, you could sign up for small yearly charge and have access to your credit any time you want. Don’t live life with the black cloud of bad credit hovering over you. Take charge and action towards rebuilding your credit. We want to help you discover the satisfaction of being in control of your financial future. |
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